Auto Financing at Lenoir City Chrysler Dodge Jeep Ram
Open Today!Sales: 8:30am-7pm |
Call us at: (865) 326-6311
You’ve reached this page because you are about to purchase a car, or you are thinking about buying a car and want more information on the financing process. Well, you’ve come to the right place. Here is some basic information to get you started. Every situation is completely different, and must be assessed on a case-by-case basis. We will address some frequently asked questions here in this finance guide.
WHAT DO BANKS LOOK FOR?
Value of Car
Employment Status
Terms of Loan
Credit Score
Debt to Income Ratio
Collateral
Credit History
Down Payment
One misconception is that all you need is a good credit score. Credit score is one ranking factor, but your credit history and collateral are also part of the application process.
HOW DOES FIVE STAR FIT IN THE PROCESS?
At Lenoir City Chrysler Dodge Jeep RAM, we match you with the lender that best suits your needs and offers the most attractive terms. We make sure we match our customers with the best vendors that fit their needs. We are not the bank, but we pair you with a good one. We’re more of a match maker looking out for your best interest by getting you the vehicle you want at the best possible rate. We know what they’re looking for, and we’re able to find you the best deal possible. We don’t take sides; instead, we are here to give you an honest assessment of your options so that you can drive away with a vehicle you love and an affordable monthly payment.
WHAT DOCUMENTS DO I NEED?
Driver’s License
Social Security Card
Recent Pay Stub
Down Payment (Cash, Money Order, or Cashier’s Check)
We hope that this has given you some insight into what goes into an auto financing application. You can easily get an estimate by using our Car Loan Calculator tool, which can be found on our website. If you have any further questions please visit our store today!
Online Credit Application
Fill out our online credit application and get pre-approved for your next
vehicle. Get Pre-Approved
Our Financial Services Include:
Competitive rates direct from the manufacturer and local
TN banks
Quick approvals
Value-added services to protect your vehicle investment
Extended warranty programs
And many more finance programs to fit your needs
We are always happy to answer your questions, so please don’t hesitate to contact us
today!
Online Credit Application
Fill out our online credit application and get pre-approved for your next vehicle.
This vehicle is being built now. Contact dealer to reserve this vehicle and discuss options for locking in pricing and eligible incentives.
Vehicles identified as “Being Built” are pre-production vehicles that are not yet on the dealer’s lot or in transit. Pre-production computer-generated images may be shown and may not be representative of the vehicle listed.
MSRP for standard equipment plus optional equipment listed. Vehicle delivery date and other vehicle information, including pricing and incentives, are subject to change until the vehicle build is complete.
MSRP excludes additional charges including without limitation any delivery fees, government fees and taxes, title and registration fees, finance, filing and processing charges, emission testing charge, accessories and upfits.
